Healthcare Update

Everything old is new again the Health Insurance will be the same as it was last year . Unless the legislature removes the individual mandate or expands medicare. So what does that mean to you. If you are under the poverty line but make a at least 12000.00 a year (as a single person) and

less than 24,000 you will get a subsidy of some sort* If you are over that amount (and it does slide when there are more in your family). You'll be paying for your insurance and that seems to be the problem Health care premiums have skyrocketed and deductibles are so large most people just by the lowest premium amount and NEVER USE THE INSURANCE.

So is there a solution .......yes its called Metal gap coverage this type of insurance provide an added layer of coverage designed to fill financial gaps left by your health plan coverage. They help you manage out-of-pocket expenses such as deductibles, coinsurance and co-payments. and as I said before this type of coverage is especially important to those who may have health insurance plans but higher out-of-pocket expenses.

And the good news .... its extremely inexpensive with plans that starting less than 20.00 . This is a great hedge for everyday expense you might not be able to pay if your hospitalized . Expenses like Co--insurance ,Rent/mortgage , Car payments ,Childcare , or Everyday living expenses.

So if your Obamacare is keeping you up at night and you need relief from an insane unmanageable deductible give us a call at 415-691-9076 or email jbb4ins@gmail.com and will be glad to discuss your options.